Privacy Policy

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General," "Our organization," and "Our firm" pertain to Safeguard Protects One LLC - General Ltd with its official address situated at (382 NE 191st Street #781925 Miami, FL. 33179.) "The Customer," "You," and "Your" denote the customer of Safeguard Protects One LLC - General Ltd whose particulars and information are delineated in the contract.
1.3. "The Provisions" encompass the services rendered by Safeguard Protects One LLC - General to the Customer, including credit control, debt recovery, legal and tracing services, along with additional services like management reports, professional guidance, and all aspects related to the oversight and management of credit accounts. 1.4. "The Information" signifies any data supplied by the Customer or any of the Customer’s clients, comprising debtor details and particulars regarding the debts of the Customer’s clients.
Our Arrangement 2.1.
These stipulations, coupled with the contractual agreement and Service Level Agreement, constitute the entire understanding between You and Safeguard Protects One LLC - General to the exclusion of any provisions imposed by You within any other pact, superseding any previous agreements concerning the services, whilst reserving the rights acquired by each party.
2.2. Alterations to the terms and conditions may occur through Promotional Terms and Conditions. No modifications are binding unless endorsed in writing by a director on behalf of Safeguard Protects One LLC -
General. 2.3.
In instances where Promotional Terms and Conditions conflict with these terms and conditions, the former shall take precedence.
2.4. No personnel or representatives of Safeguard Protects One LLC - General are authorized to make service-related statements without written confirmation from the company. The Customer acknowledges not relying on any unconfirmed representations, thereby waiving any claims for a breach of such representations.
2.5. Notice of Claim: The Customer must report any and all claims for loss or damage to the Carrier in writing within twenty four hours of delivery. Failure to report a claim within this timeframe may result in denial of coverage.
2.6. Burden of Proof: The Customer shall bear the sole burden of proving by a preponderance of the evidence that the loss or damage to Covered Property occurred during the transportation or storage period and was caused solely by the acts or omissions of the Carrier.
2.7.Covered Property: This policy excludes coverage for the following items: jewelry, firearms, antiques, artwork, and collectibles. Coverage for these items can be purchased separately with a special valuation rider. Additionally, this policy excludes coverage for loss or damage caused by pre-existing conditions, inherent vice, or mechanical malfunctions.
2.8. Documentation Requirements: In order for a claim to be considered, the Customer must submit a detailed inventory list of all Covered Property, including photographs of each item taken from multiple angles with clear timestamps, along with written descriptions including dimensions, material, and any identifying marks.
Our Offerings 3.1.
Safeguard Protects One LLC - General is accountable for uploading Data to the system if provided in the agreed format exclusively.
3.2. By authorizing us, You allow Safeguard Protects One LLC - General to act at its discretion regarding referred debts, engaging collection agents on Your behalf. Any engagement with collection agents appointed by us necessitates prior written consent. Payments for referred debts and issuance of receipts are authorized to be handled by us and our agents.
3.3. Timely service provision by the Company is contingent on receipt of the Customer’s data and resolution of queries by the customer, thus maintaining a service pace directed by the Customer.
3.4. Except as otherwise directed by You, consultations are typically conducted before commencing legal actions.
3.5. We retain the right to reject actions for collecting a debtor or halt the collection of any specified debt upon notification to You.
Your Responsibilities 4.1.
You affirm that all debts referred to Safeguard Protects - General for recovery services are authentic, precise, valid, and comprehensive. Safeguard Protects One LLC - General bears no liability for any ensuing loss or damage triggered by the services provided.
4.2. Immediate notification to us is essential regarding any monies, offers, or correspondences received directly from debtors by You, Your agents, or bankers.
4.3. Your agreement not to alter the terms of a contract with a debtor, or assign/transmit any referred debt without prior consent from us, is hereby acknowledged.
Fees and Levies 5.1.
All payments under these terms are exclusive of VAT and other levies. The prevalent rate of VAT and other duties applies.
5.2. The Customer is accountable for and must pay all court fees, fixed costs relating to solicitors’ charges, or charges of collection agents up to service agreement termination.
5.3. Timely payments, in full without deduction, must be made within 7 days of the invoice date. Statutory interest and charges apply to overdue invoices.
5.4. We retain the right to offset our charges.
6.1 Data Collection, Storage and Deletion
Safeguard Protects One LLC is committed to protecting the privacy of your data. This section outlines how we collect, store, and delete the data you provide to us.6.2 Data Collection:Examples of the data we collect include your name, contact information, and details related to debt recovery services (debtor details, debt particulars).
Data collected through service usage: As you use our services, we may collect information about your interactions with our platform.
6.3 Data Storage:The data we collect is stored on secure servers with industry-standard security measures. We take all reasonable steps to protect your information from unauthorized access, use, disclosure, alteration, or destruction.6.4 Data Deletion:We will retain your data for as long as it is necessary to fulfill the purposes for which it was collected, and as long as we are legally required or permitted to do so.6.5 Financial DataSafeguard Protects One LLC collects limited financial data from you solely for processing payments for our services. This data may include:Transaction Information: This encompasses details such as the amount paid and the date of the transaction, but does not include any sensitive payment information (e.g., credit card numbers, bank account details).We understand the sensitive nature of financial data and take extra precautions to safeguard it. Here's how:6.6 Encryption: We encrypt your financial data at rest and in transit using industry-standard encryption protocols.

Frequently Asked Questions

Who is Safeguard Protects?Safeguard Protects One LLC (also referred to as Safeguard Protects) was established with a single mission: to deliver exceptional claims service and create comprehensive "All-Risk" replacement cost moving policies. Our policies safeguard your valued possessions during local, intrastate, interstate, or even international moves. We partner with A++ Superior insurance companies around the world to ensure that your belongings are covered wherever your move takes you.Valuation vs. InsuranceCrucial Distinction: Valuation is NOT InsuranceSafeguard Protects emphasizes a key difference for your move: Valuation is a limited form of coverage offered by moving companies. It establishes their financial responsibility for your belongings based on weight, following Department of Transportation (DOT) or state regulations.Common Valuation Options:Most movers provide these choices:$0.60 per Pound per Article (Limited Liability): This basic coverage limits the mover's payout for damaged or lost items based solely on weight, not actual value.
Replacement Cost Protection (additional charge): Offers a higher level of protection but may require a minimum purchase based on shipment weight.
Drawbacks of Valuation:Carrier-Handled Claims: The moving company decides fault and settles claims under their plan.
Limited Coverage: Doesn't cover acts of God (storms, earthquakes), riots, or certain other events (see Bill of Lading for details).
Inconsistent Process: The claim adjustment process can vary depending on the mover you choose.
Potentially More Expensive: Replacement Cost Valuation might cost more than insurance while offering less protection.
Advantages of coverage with Safeguard Protects:"All-Risk" Coverage: You'll receive a Certificate of Insurance outlining your policy terms, including replacement cost coverage with deductible options to fit your needs.
Standardized Claims: Certified adjusters handle all claims the same way, regardless of the mover you select.
Direct Claim Settlements: Our adjusters settle claims directly, not the moving company.
Broader Protection: Insurance safeguards your belongings against a wider range of events, including acts of God, fire, theft, and more.
Transparent Policy Details: Your Certificate of Insurance outlines coverage details, limitations, and exclusions.
Often More Affordable: Insurance from Safeguard Protects is typically less expensive than valuation, even with broader coverage.
Storage Coverage Included: Most policies include free coverage for belongings in storage up to 90 days, with extensions available at a low cost.What are the advantages of choosing Safeguard Protects over other options?Here at Safeguard Protects, we understand the potential worries that come with moving. We offer a comprehensive moving protection plan that provides peace of mind throughout your relocation process.Here's how Safeguard Protects stands out:* Trusted Leader in Moving Protection: We've built a strong reputation for excellence in the moving industry.
* Proven Experience, Superior Service: For over 25 years, we've been helping families navigate moves with our proven track record of outstanding customer service.
* Comprehensive Protection: We offer robust coverage plans to safeguard your belongings during your move. See your Service Agreement for specific details.
* Storage Coverage Included: Most plans include protection for your belongings while in storage for up to 90 days. (details in Service Agreement)
* Streamlined & Professional Claims Service: Our priority is providing efficient and professional claims support. Dedicated claim specialists will handle your situation with care.
* Consistent Claim Resolution: We ensure fair and consistent claim handling procedures, regardless of the mover you choose.
* Proactive Approach to Minimizing Damage: Using our extensive experience, we identify trends in loss and damage. We partner with moving companies to recommend preventative measures, minimizing risk for future moves.
By choosing Safeguard Protects, you gain a reliable partner dedicated to making your move smoother and less stressful.What is Mover / Carrier liability?Limited Liability: Moving companies are not all the same when it comes to liability. Common carriers (companies transporting general freight) typically limit their responsibility to $0.10 per pound per article for lost or damaged items, unless otherwise specified.
Moving Company Valuation: Moving and storage companies, on the other hand, are required by Department of Transportation (DOT) regulations or state requirements to offer a base level of valuation at $0.60 per pound per article.
The carrier valuation protects the moving company, not you. It limits the amount they are obligated to pay in the event of loss or damage to your belongings, based solely on the weight of the item, not its actual value.How soon before my move may I purchase the full replacement household goods coverage?To ensure your belongings are fully protected during your move, it's best to purchase your Safeguard Protects moving insurance policy as soon as you've chosen your mover. To avoid any additional rush fees, be sure to secure your coverage at least 48 hours before your scheduled packing or moving date.Can my request for full replacement household goods coverage be denied?Safeguard Protects wants to protect you: Early Planning Avoids DelaysTo ensure your belongings are covered during your move, it's important to plan ahead. Your request for Safeguard Protects cargo coverage may be declined if:* Items originated at storage unit: Your household goods are coming from a storage unit. Safeguard Protects may require additional information to assess the risk.
* Insufficient Time: There isn't enough time to issue a signed certificate and collect your premium payment before the movers arrive for packing or loading.
We recommend contacting Safeguard Protects as soon as you've chosen your mover to avoid any delays in securing your coverage.What if I change my move date?If your move date changes, be sure to contact Safeguard Protects at least 24 hours before your original move date. This will ensure your coverage remains valid for your new moving schedule.Do I need to create a full replacement household goods valued inventory?Yes, and we can help. This detailed list helps us understand the value and condition of the specific items for coverage purposes.What is Co-Insurance?For your complete protection during your move, Safeguard Protects requires covering your household goods shipment for 100% of its actual value. Here's why:Proportionate Coverage: If the declared value is less than the actual value, you become responsible for a portion of any covered loss or damage that occurs while your belongings are in transit or storage.
Example: Let's say your household goods are worth $50,000, but you only declare them for $25,000. In the event of a covered loss or damage, Safeguard Protects would only cover 50% of the claim value ($25,000 / $50,000) since you opted for half their actual worth.
To ensure you receive full compensation for any covered loss or damage, it's essential to declare the accurate value of your belongings when obtaining your Safeguard Protects moving policy.What is considered "high-value"?Safeguard Protects: Declaring High-Value Items for Optimal CoverageTo ensure your valuable possessions are fully protected during your move, Safeguard Protects considers any single item exceeding $5,000.00 to be "high-value." For these items, we require specific details to provide accurate coverage:* Detailed Description: Provide a clear description of each high-value item.
* Itemized Value: Indicate the value of each high-value item.
By providing this information, you ensure your valuable belongings receive proper coverage in the event of loss or damage during your move.Can I purchase full replacement coverage for certain items?We understand the importance of protecting all your belongings during a move. That's why our Comprehensive Coverage Plans go beyond limited options that might only cover specific items.Our plans provide complete protection for the full replacement value of your entire household shipment. This means you can have peace of mind knowing all your valued possessions are covered throughout your move.Can I purchase coverage for my automobile during transit?Safeguard Protects Your Vehicle During Your Move (with Conditions)Safeguard Protects can extend coverage to your vehicle during your move, but there are a few things to keep in mind:Transport Method: The vehicle must be transported within the same moving truck carrying your household goods or on the moving company's dedicated car carrier. Coverage won't apply if a separate car hauling company is subcontracted.
Combined Value: The declared value for your insurance policy will be the combined value of your vehicle and your household goods.
To ensure your vehicle is properly covered, be sure to discuss the details with a Safeguard Protects representative.What if I add or subtract items from my household goods inventory list?Safeguard Protects: Keeping Your Coverage Up-to-DateOnce you have a Safeguard Protects policy, it's important to keep your coverage current. If you need to add or remove any items from your shipment, please contact Safeguard Protects directly to confirm the changes.Why Update Your Coverage?Accurate Coverage: Adding or removing items ensures your policy reflects the exact value of your belongings being moved.
Potential Premium Adjustments: Depending on the value of the added or removed items, your insurance premium may be adjusted accordingly.
Contact Safeguard Protects today to discuss any changes to your shipment and update your coverage for complete peace of mind.What items are not covered under the standard policy?Safeguard Protects: Declaring Valuable Items for Optimal CoverageIndividual items exceeding $5,000.00 in value
Collections exceeding $500.00 in total value
For these items, please provide a detailed description and value to ensure they are fully protected during your move with Safeguard Protects. You can declare these on our high-value inventory.What is a deductible?A deductible is the portion of a covered loss that you, the policyholder, are responsible for paying. This amount will be subtracted from the final settlement amount if your claim is approved by Safeguard Protects.What are the deductible options on my household goods policy?To determine the most suitable deductible and coverage options for your household goods and personal effects in transit, it's recommended to speak directly with a Safeguard Protects representative. They can help you understand the different plans available and guide you towards the best fit for your needs.How much will the household goods transit coverage cost?To receive an accurate quote reflecting the value of your household goods and personal effects, contact the Safeguard Protects sales department. They can assess your specific needs and provide a tailored quote for your belongings in transit.If I pack my own boxes are the contents covered against damage?Please note that Safeguard Protects coverage generally only applies to the contents of boxes packed by the mover. If you choose to pack your own boxes, their contents are not covered for loss or damage unless the container itself is damaged during transport. This damage must be documented on the mover's delivery paperwork, such as the Bill of Lading, Descriptive Inventory, or similar document.If my household goods are delivered to a storage I select will damage still be covered?It's important to understand that Safeguard Protects' transit insurance policy typically ceases to cover your belongings once they are unloaded and placed in a mini-warehouse or self-storage unit. At that point, they are considered to be in your care and custody.(For coverage while your belongings are in storage, you may want to consider self-storage facility insurance or an extension of your homeowner's or renter's insurance policy.)Will the policy cover mold and mildew?Please be aware that the Safeguard Protects transit policy generally excludes coverage for mold or mildew damage to your household goods. This is because the typical timeframe for transporting belongings isn't long enough for mold or mildew growth to occur.How do I file a damage claim?Visit our website and click on the button marked Claims or call (888) 813-6459 and speak with a representative.How long does it take to settle my claim?Our goal is to complete the claim settlement process within 30 days of receiving a complete and valid claim.
What can expedite the process?To ensure a smooth claims process, we recommend that you:* Follow the instructions carefully when filing your claim.
* Provide all necessary documentation promptly.
* Cooperate with our claims team throughout the process.
We understand that waiting for a claim resolution can be stressful. Our dedicated claims team is here to answer any questions you may have and guide you through the process every step of the way.How can I purchase coverage?To determine the value of your household goods, review deductible options, and receive a personalized quote for your Safeguard Protects moving insurance policy, contact a sales representative directly at
888-813-6459. They can help you understand the coverage options available and ensure you choose the best fit for your needs.